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The result of an application is mostly based on your credit score, although other factors are.

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Establishing a positive payment history on a new credit card account is one of the best ways to start improving. This post contains references to products from one or more of our advertisers. Some credit cards are restrictive when it comes to earni. Some people believe that you should avoid getting a credit card as they generate debt. Rebuilding your credit is a challenge, but it's possible to start the process by getting a credit card, paying it off regularly and keeping the balance low.

Some people believe that you should avoid getting a credit card as they generate debt.

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